Leasers.ae

How leasing & finance works

  1. 1

    Choose your vehicle

    Find a car, van or bike on Leasers and note the price in AED. Your monthly instalment depends on the vehicle price, your down payment and the tenure you choose.

  2. 2

    Pick conventional or Sharia-compliant

    Decide between conventional finance, which charges interest, and Sharia-compliant (Islamic) finance, which uses structures such as Murabaha or Ijara (lease-to-own) with an agreed profit and no interest. Both are offered by our UAE partner banks.

  3. 3

    Check eligibility

    Typical requirements include a valid UAE residence visa, Emirates ID, a minimum monthly salary, and a satisfactory AECB credit score. Self-employed applicants may need a trade licence and bank statements.

  4. 4

    Plan your down payment and tenure

    Most lenders ask for around 20% down payment, with tenures up to 60 months. A larger deposit or shorter tenure reduces the total cost; a longer tenure lowers your monthly instalment.

  5. 5

    Get pre-approved

    Submit a finance enquiry through Leasers. We pass your details to the relevant UAE bank or licensed funder, who assesses your profile and provides an indicative pre-approval and monthly figure.

  6. 6

    Finalise with the partner

    Review the partner’s offer, profit or interest rate, insurance and terms directly with them. Leasers is not the lender and does not guarantee approval; the agreement is between you and the regulated finance provider.