Frequently Asked Questions

Buying

Do I buy the car directly from Leasers?

No. Leasers is a marketplace that connects you with private sellers and verified UAE dealers. The sale contract is between you and the seller. We help you search, compare, message the seller and arrange inspection or finance.

How does ownership transfer work?

For registered vehicles, ownership is transferred at an RTA or emirate licensing centre (or an approved testing centre). The car must pass a technical test, have valid insurance in the buyer’s name, and be clear of fines and outstanding finance before transfer is completed.

Is VAT charged on used cars?

It depends on the seller. A registered dealer may charge 5% VAT, often under the profit-margin scheme where VAT applies to the dealer’s margin rather than the full price. Private-to-private sales are generally outside VAT. Always check whether the listed price is inclusive of VAT.

What about Salik and outstanding fines?

Before you take ownership, confirm that all traffic fines and Salik toll charges are settled, as these must be cleared for the RTA transfer to proceed. Ask the seller for an up-to-date RTA clearance.

Should I inspect the vehicle before buying?

Yes. We strongly recommend an independent inspection at an approved centre and a test drive. Verify the chassis number, service history, accident history and that the registration (Mulkiya) matches the seller’s ID.

How do I pay safely?

Never send a deposit to secure a car you have not seen. Complete payment at the point of transfer, or use a bank transfer with proper documentation. Keep all receipts and the signed sale agreement.

Selling

How do I list my vehicle?

Create a free account, add your car, motorbike, van or boat, upload clear photos, and enter accurate details such as year, kilometres, specification (GCC or imported) and price in AED. Your listing goes live after a quick review.

Is there a free valuation?

Yes. Enter your make, model, year and mileage and Leasers provides an indicative market valuation based on comparable UAE listings, so you can price competitively before you publish.

What documents do I need to sell?

You will need the vehicle registration card (Mulkiya) in your name, your Emirates ID, and, if the car is financed, a bank liability letter and clearance. Dealers must provide a valid trade licence.

What happens at the RTA transfer?

Both parties (or their representatives) attend an approved centre. The vehicle passes a technical test if needed, fines and Salik are cleared, the buyer arranges insurance, and the registration is transferred into the buyer’s name against payment.

How many photos should I add?

Add at least eight clear daylight photos covering the exterior from all angles, interior, dashboard with odometer, engine bay and tyres. Honest photos of any wear build trust and sell vehicles faster.

Does it cost anything to sell?

Basic listings are free. Optional paid upgrades such as featured placement or highlighting are available and clearly priced in AED, inclusive of VAT where applicable.

Leasing & Finance

What is the difference between conventional and Sharia-compliant finance?

Conventional finance charges interest on a loan. Sharia-compliant (Islamic) finance avoids interest and instead uses structures such as Murabaha (cost-plus sale) or Ijara (lease-to-own), where the bank buys the vehicle and sells or leases it to you at an agreed profit. Both are offered by our UAE bank partners.

How much down payment do I need?

UAE lenders typically require a down payment of around 20% of the vehicle price for a car loan or lease, though this varies by bank, vehicle and your profile. Some promotions offer lower deposits.

What tenure is available?

Finance and lease tenures usually run up to 60 months (five years). A longer tenure lowers your monthly instalment but increases the total profit or interest paid.

Am I eligible?

Eligibility depends on the partner bank. Common requirements include a minimum monthly salary, a valid UAE residence visa and Emirates ID, and a satisfactory Al Etihad Credit Bureau (AECB) score. Self-employed applicants may need trade licence and bank statements.

Can I get pre-approved?

Yes. Submit a finance enquiry through Leasers and we pass your details to the relevant UAE partner for pre-approval. Pre-approval gives you an indicative budget and monthly instalment before you commit to a vehicle.

Does Leasers provide the finance itself?

No. Leasers is not a licensed finance provider. We introduce you to regulated UAE banks and funders. All rates, approval and terms are set by the partner and subject to their eligibility checks.